Life annuities constitute a large category of insurance and pension products, ranging from conventional annuities (immediate or deferred) to longevity-linked life annuities, sharing the aim of providing living benefits. The analysis of the guarantee structure aims at singling out the risks taken by the annuity provider, in particular the longevity risk, and the possibility of sharing these risks between annuitant and annuity provider.
Guarantee structures in life annuities: A comparative analysis
PITACCO, ERMANNO
2016-01-01
Abstract
Life annuities constitute a large category of insurance and pension products, ranging from conventional annuities (immediate or deferred) to longevity-linked life annuities, sharing the aim of providing living benefits. The analysis of the guarantee structure aims at singling out the risks taken by the annuity provider, in particular the longevity risk, and the possibility of sharing these risks between annuitant and annuity provider.File in questo prodotto:
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